Replace spreadsheets with a full-featured platform: member management, loan processing, savings automation, and audit-ready financial reporting, all in one dashboard.
Built with Nigerian cooperative society regulations and workflows in mind.
Onboard hundreds of members at once via CSV, track savings balances, and manage their status in real time.
Application, multi-admin approval, collateral tracking, repayment scheduling, and default detection, fully automated.
Large transactions require dual authorization from separate administrators, ensuring airtight financial controls.
Sign up, add your cooperative's name and details, and choose a plan that fits your size.
Set interest rates, loan policies, contribution rules, and onboard your members via bulk CSV upload.
Members can immediately log in, check their balances, request withdrawals, and pay contributions online.
Start free, scale as your cooperative grows.
Yes. CoopFlow includes a Starter tier for smaller cooperatives, with core savings, loan, member, and reporting tools included.
For Monnify-powered deposits, CoopFlow applies the configured platform share automatically. The platform share can remain on the merchant settlement account, while the cooperative share is routed to the cooperative's configured settlement destination.
All data is encrypted at rest and in transit. Your cooperative data is strictly isolated, and no other cooperative can see your records.
Join cooperatives already saving hours every month with CoopFlow. Registration is free and takes less than 2 minutes.
Register Now - It's FreeA proper General Ledger with Trial Balance, Income Statement, and one-click XLSX/PDF export for your auditors.
Real SMS via Termii and email alerts keep members informed about deposits, loan status, and upcoming deadlines.
Generate beautifully formatted Excel and PDF reports for your annual general meetings and statutory filings.
“We used to manage 400 members on Excel sheets. CoopFlow replaced three separate tools and our accountant doesn't dread month-end anymore.”
Adeola Bello
Admin, Lekki Staff Cooperative
“The maker-checker feature alone saved us from two potential fraud incidents. The audit trail is exactly what our Board demands.”
Emmanuel Okafor
Treasurer, Ibadan Teachers COOP
“Setup took less than a day. Our members were amazed they could check their savings balance from WhatsApp notifications.”
Fatima Aliyu
Financial Secretary, Kano NAPSS COOP
Yes. Our bulk CSV onboarding tool lets you import all historical member records, savings balances, and loan balances in minutes.
No native app required. CoopFlow is a Progressive Web App, so members can add it to their home screen from any browser for a native-like experience.