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Built for Nigerian Cooperatives

The Modern Operating System for Your Cooperative

Replace spreadsheets with a full-featured platform: member management, loan processing, savings automation, and audit-ready financial reporting, all in one dashboard.

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Free plan available No credit card needed Start setup quickly
Pilot-Ready for Cooperative Rollout Savings, Loans, and Contributions Maker-Checker Controls Monnify-Integrated Payments

Everything your cooperative needs

Designed for Nigerian cooperative workflows and day-to-day operations.

Member Management

Onboard hundreds of members at once via CSV, track savings balances, and manage their status in real time.

Loan Lifecycle

Application, multi-admin approval, collateral tracking, repayment scheduling, and default detection in one streamlined workflow.

Maker-Checker Security

Large transactions require dual authorization from separate administrators, supporting stronger financial controls.

Up and running in 3 steps

01

Register Your Cooperative

Sign up, add your cooperative's name and details, and choose a plan that fits your size.

02

Configure & Invite

Set interest rates, loan policies, contribution rules, and onboard your members via bulk CSV upload.

03

Start Member Rollout

Members can sign in, check their balances, request withdrawals, and pay contributions online as your rollout begins.

Simple, transparent pricing

Start free, scale as your cooperative grows.

Starter
Free
Up to 50 members
  • Member & savings management
  • Loan tracking
  • Email notifications
  • PDF/XLSX reports
Get Started
Most Popular
Growth
NGN 250/mo
Up to 500 members
  • Everything in Starter

Built around cooperative operations

A quick view of the workflows CoopFlow is prepared to support as pilot rollout begins.

Pilot-ready workflow

Bulk onboarding, member records, balances, and account status all live in one place instead of scattered spreadsheets.

Member Operations

Governance-first setup

Maker-checker approvals, audit trails, and role-based permissions help cooperative leadership stay in control from day one.

Financial Controls

Built for rollout

Members can sign in, view balances, follow contribution activity, and use Monnify-powered payment flows without waiting for a native app.

Member Experience

Frequently asked questions

Is there a starter plan?

Yes. CoopFlow includes a Starter tier for smaller cooperatives, with core savings, loan, member, and reporting tools included.

How do platform charges work?

For Monnify-powered checkout payments, CoopFlow adds a fixed platform charge by amount: NGN 10 for NGN 100-499, NGN 12 for NGN 500-999, NGN 15 for NGN 1,000-1,900, NGN 30 for NGN 2,000-4,999, NGN 50 for NGN 5,000-9,999, and NGN 60 for NGN 10,000 and above.

Is my data secure?

All data is encrypted at rest and in transit. Your cooperative data is strictly isolated, and no other cooperative can see your records.

Ready to modernize your cooperative?

Start your cooperative onboarding or pilot with CoopFlow. Registration is free and begins in a few simple steps.

Register Now - It's Free
CoopFlow

Modern cooperative management platform built for Nigerian cooperative societies.

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Made in Nigeria

Double-Entry Ledger

A proper General Ledger with Trial Balance, Income Statement, and one-click XLSX/PDF export for your auditors.

Smart Notifications

Real SMS via Termii and email alerts keep members informed about deposits, loan status, and upcoming deadlines.

Audit-Ready Reports

Generate beautifully formatted Excel and PDF reports for your annual general meetings and statutory filings.

  • Real SMS via Termii
  • Virtual account deposits
  • Auto-save standing orders
  • Maker-Checker approvals
  • Start Free Trial
    Enterprise
    NGN 300/mo
    Unlimited members
    • Everything in Growth
    • Custom approval workflows
    • Dedicated support
    • Priority support options
    • Manual white-label onboarding
    Contact Sales
    Can we migrate from Excel?

    Yes. Our bulk CSV onboarding tool lets you import member records, savings balances, and loan balances without rebuilding everything manually.

    Do members need to download an app?

    No native app required. CoopFlow is a Progressive Web App, so members can add it to their home screen from any browser for a native-like experience.